In His Time

I have so much to spend by end of this year but so little income coming in. The compulsory spending would be for my youngest sister’s wedding which will be held a day before my birthday. Not only I have to save for her angpow but I need to buy gold for her tea-ceremony session. This will be the last wedding in the family; I can’t be giving only angpow. Furthermore, I am the eldest in the family. Relatives will be whispering behind my back of I just hand to my sister angpow unless I wave to them a 4 figure cheque.

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Many of us don’t really think about investing for our future unless and until the children come. All of us have some kind of investment to secure a good future for our children especially when it comes to their education. What more if you plan to send them abroad for their tertiary education. Besides trust fund, bond, insurance, fixed deposit, stocks, have anyone thought of buying gold as an investment?

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Time is bad now, everything is increasing price and companies are looking for ways to reduce cost. I hope not through retrenchment. We all need the money to feed our children.

If your company is using call center phone systems, I have an information about how you can reduce cost using by the VoIP phone systems from Xpander Communications.

With the Xpander’s Nimbus VoIP Call Center Edition you can say good bye to large upfront capital investment, an extremely long time to wait for the installation, and an extreme amount of site maintenance and labor. All this saves a lot of cost. If you want to know more detail about it, please visit www.xpandercommunications.com.

Their grandpa and grandma uses prescription eyeglasses and their grandpa kept misplacing his and ended up have to buy new ones. I think I will get a few of Zenni Optical $8 Rx Glasses. It is cheap and they shipped internationally too. At Best Thing Found: Zenni Optical their eyeglasses are every stylish too.

On ya, I heard from my mom that she and my dad wanted to sell Nyonya food at night market, I wonder whether they will be interested to sell eyeglasses from Great Discovery: Zenni Optical. hehe.

Hubby buzz me on Gmail chat that his staff not coming to work tonight. So hubby has to work the whole day. Asking me to bring some clothes for him. I went with Belle coz Clarissa was taking her nap, Barnabas was at my mom’s. After he bathe, Belle and myself went shopping to buy “loose hamper” for my parent and ingredients for Nestum Cookies that I plan to make tomorrow. You see I don’t like to buy those ready made hamper coz most of the things are are not my preference and they are expensive.

Before we shop, we fill our tummy at KFC. Belle’s choice. “Mommy, I don’t want ice cream. It is not good for my stomach. My stomach is painful now. I need to eat a little bit. I like chicken.” Don’t you wish all our children is like Belle? hehe

We shared a plate of X-Meal. Chicken for Belle and Zinger for Mommy.

Why can’t we get like this???

Picture source

Ours looks so “dead”.

Anyway, I am hungry now! Waiting for hubby to come back to go for supper. That will be after 1am!!! No wonder I am FAT!

I was busy looking for the stuff in my invisible shopping list (hehe) and Belle kept pestering me to buy her hamster.

“Mommy, I want a hamster, let’s find the hamster house.”
“Mommy told you that you will only get a hamster when you are 7yo. How old are you now?”
“5yo but 5yo also can Mommy.”

To shut her up, I told her that she can buy one thing in the shopping centre. Not toys but something edible. Of all the junk food that she can pick, she chose Ferrero Rocher. “Belle, this chocolate is expensive lar, what about this one?” showed her Vochelle.

Shake her head, “I want this one. This one very nice Mommy.” Why lar you got so expensive taste??? What to do, promised her already right? Buy lor.

I also bought a smaller purple water bottle for Clarissa coz her current one is too big. Also bought a pink one for Belle coz hers leak from the top that caused her book to get wet.

On the way down from Giant, she grabbed a donut. One small drumstick ain’t enough for Belle.

Well, it is not so Happy for me to begin with.

All my children are coughing. Barnabas is still feverish.

I am at work. Not because I am very hardworking, I am actually but because my boss said this year, New Year is no longer the company’s public holiday.

Hubby’s permanent staff resigned yesterday. So…the children and myself will see less of their daddy again.

Am thinking to tender my resignation by end of this month instead of after CNY. Still considering.

On the positive side, I thank God for all the blessings, the good health, the good food, the good home, the good toys and everything that He has provided and going to provide. He is truly Jehovah Jireh, God the Provider.

I am actually looking forward to this year. Many exiting things are going to happen and challenging too.

I really thank God that my Belle has been asking about Jesus, and why he died on the cross after watching the video clip of We Are The Reason in my other blog. And we have a new preacher at home, “Daddy, you cannot do that, Jesus says you must love.” Then whatever wrong things that we say or do, she will quote “Jesus says…” No wonder Jesus loves the little children.

Clarissa is still VERY CHALLENGING even though we give her more attention now.

Barnabas is mumbling more often. Hope he can talk more words soon. Come to think of it…Take you time, Bas. hehehe…

Well, HAPPY NEW YEAR!!!

Now I “fear” bring my girls shopping. The first place they run too is the toys department and they will not move until they are satisfied that all things that they want are expensive. Especially Belle, she will pick up a toy, show to me and ask, “Mommy, is this expensive?” “Yes, it is expensive.” That will be my reply to ALL the toys she showed me.

With the amount of toys at home, I could start an online shop selling used toys! Have you come across website that sells secondhand or used toys? I don’t mind buying good quality used toys actually if the price is cheap. Maybe I should start one using the shopping cart software from Ashop Commerce. Its award winning features allows merchant to set up an online store capable of competing with the webs most powerful sites for a simple, low monthly fee. If I start it, make you support me ah?

Every time we meet friends or relatives, the first thing that they would ask is about hubby’s business. We tell them honestly that the business is not making a loss or does it make much profit; just enough to cover the operation cost.

Maybe we should seek assistant from Axiom Capital Group, Inc, one of Boston Investment Banking. It is a merchant-banking firm with a goal of investing directly or providing corporate advisory services, is to maximize potential return to shareholders through superior management and strategic allocation of resources. The firm’s investment-banking services include merger & acquisition advisory, capital sourcing (corporate and real estate), and turnaround services.

One of the main factors that people would consider when they are buying a product is the cost factor. They want the cheapest possible product and expect the best quality possible for that product. This is the main mindset of the people. Unfortunately, in most cases the cheapest product is normally made of low quality materials or it does not provide the best quality service. I have used many products that were made in China. I used the word “were” because most of these products are no longer in use. Generally, the products made in China especially the electrical items are very cheap. However, it does not last long and in certain products the safety requirements are ignored. No, I am not against products made in China but I am just sharing my experience and giving an example.

Likewise, it is the same with wireless intercom system. If you asked me about wireless intercom system yesterday, I would know nothing much about it. But with the article by David Onslow who is the marketing director at IntercomsOnline.com, I do know more about wireless intercom system now. In his article on how to choose the best wireless intercom system he shared about the various frequencies that are used in the wireless intercom products. It is interesting to know the brief history of the various frequencies used. He also shared about the reasons why certain products would have the sometimes irritating buzzing interference sound. If you need to get a wireless intercom system, I would recommend you to read first the article by David Onslow. It would definitely help you to make the right choice.

We all love to receive rewards especially when shopping. We will look for discounts, free gifts, money back cash rewards like vouchers and when doing online shopping we will hunt for the coupon codes.

If you are having an online business, you should consider the above to attract more customers. I read that Webloyalty generates new revenues for its clients by rewarding customers who make purchases. You can earn an extra $.50 to $2.00 per transaction on your websites and generate a lift of up to 12 percent in repeat transactions.

Wondering how it works? Hop over to webloyalty for more information for successful online business.

If people ask me about hubby’s business, I would tell them that it is not making money. It is because I don’t see hubby bringing any money into our savings account. The sales are just enough to cover the operating cost and overheads. So you might wonder why hubby still wants to keep the business then.

Well doing business takes time so hubby is giving the business another 2 years to proof its profitability. If it still not making money by then, then no point giving so called “free services” to the community there. Either we look for other location or he might consider going back to practicing law. I don’t think he will go full time blogging. Write 4 post a day said he already exhaust his mind!

Maybe he should consider selling Sunglasses at his shop since most of his customers are young adults. I heard that selling Wholesale Sunglasses can generate quite higher profit margin.

My girls asking me for a pet.

A cat. The animal that I dislike due to their smelly poop.

I explain to them how smelly their poops are.

Then Belle told me that Rabbit poops is not smelly. I wonder who told her that.

“Can I have a Rabbit then, Mommy? Pleaseeeee.” Belle begged.

“Can I have a Purple Rabbit, Mommy?” Clarissa asked.

“And don’t forget to buy Purple Carrots too and Purple house for the Rabbit.” Clarissa added.

My answer, “Ok, if Mommy can find a Purple Rabbit.”

Clarissa wants everything in Purple!!!

Thank God her daddy is not using any Bluetooth if not she will demand that he gets a Purple Bluetooth headset.

With my plan to resign to be there for my children all time and to guide them in their education, hubby is thinking to expand his business so that we can have more income. But as always, money is the hindrance. We can’t apply for any secured loan because it requires us to have asset for it to fall back on which we do not have. We are currently living in hubby’s family’s house.

I came to know about EZUnsecured.com who is offering Unsecured Business Loans to entrepreneurs with No Collateral, meaning no assets needed. They are very fast with their process too. In less than 3 weeks, we can see the cash in our bank account. I wonder whether they are offering the same to Malaysians.

My Belle is now hook to the Mahjong game on my PC. I hardly have time to blog when she is at home. If I don’t allow her to play, she will say that I don’t love her!

If I can afford it, I would love to have one of the JVL Retro Countertop Touchscreen. JVL touch screen entertainment machines are state-of-the-art and a leader of the touch screen industry. It has the hottest new games and amazing gameplay.

To those who own a bar or an arcade, the Retro is designed to allow for easy collection and simple service access. I am sure you will gain a lot of customer with their exotic and beautiful design that is why this machine comes with large capacity coin boxes.

Maybe we should get one for our internet café.

If you are planning to expand your business and need more cash but no assets to apply for secured loan, check out the Unsecured Business Loans from EZUnsecured.com. EZUnsecured.com specialized in helping small business owners and entrepreneurs obtain the capital they need to succeed. Their loans require No Collateral, so no assets will be pledged. You will only need a strong Credit History. To get you funding is very easy and fast. In less than 3 weeks, you will surely get your fund.

If you are not the IT guys in your company, everything might seems so easy. You switch on your work computer and wala…you are already connected to the internet or the company’s server. The systems is working fine and you only need to do your stuffs, typing or sending emails or drafting a letter or whatever stuff you are supposed to do. Little that you know that the company’s computer networking or server is much more complicated than it seems.

The IT guys have to find good hardware and software to ensure that the company’s networking system or the internet system is working fine. They have to make sure that the intranet software is capable of fulfilling all the needs demanded by the company. Or in layman’s term, the intranet software must be able to support all the programs that you need to use in your company’s computers. If you find that somehow, somewhere, your intranet software could not support your company’s IT needs or there is a need to improve workflow and communications among the managers and staffs, do check out Epazz.com. You might find something that would solve your problem and cater to your business needs. There is a 30 Day free trial of their software. Try it and if you like it, use it. You can contact them to get it setup at your company.

When I first heard about VoIP, I thought it must be complicated like software to install. But it seems that is there such thing as plug & plays VoIP phones. This convenience is offered by Xpander VoIP phone systems. It is designed to be the most flexible and user friendly business phone systems on earth. As long as there is broadband and web control panels, there you can enjoy the VoIP phone system. It will sure save a lot of money calling oversea and different state with VoIP phone system. I wonder whether my boss will consider getting one for the company.

I was chatting with one mommy blogger this morning. Just the usual conversation msn, getting to know each other better. I told her that hubby is running an internet cafe business. The first thing she asked, “Is it legal?” Of course, it is legal. We are Christian, we fear God and we respect authority. We do business by book. She told me that one of her friend’s hubby is running internet cafe too, illegal and he is making big buck, unlike my hubby who is still struggling for a decent income for himself. Normally this group of people mix with the gangsters, drug dealers, loan shark, alcoholic and they bribe their way in business. If they are not careful one day their might be caught, jailed or even sent to a drug rehabilitation centre like the one at Watershed.

Business has not been good lately especially when the college students that stays around the area goes back to their hometown during semester break. Hubby has decided to sell the business if the price offered is good. We are planning to start another one in a new location.

At time I wish we have one of those Mailing Lists Company like Martin Worldwide. Martin Worldwide possesses a database of over 290 million consumers and 14 million U.S. businesses. If we have such a company here, it will really help promote our business as the location that we are running our business is quite a new business area.

In our cyber cafe business, there are good months and there are not so good month. We have 3 groups of customer. The gamers, the foreigner workers and the student. The group that generates most income is the student when it comes to assignment week. During that time, we don’t even have enough computers for them. We wish we have computer rental where we can rent some computers during this peak period. No point buying new computer because once they have examination or semester break, we will have idle computers.

In US, there is a company called CRC Rental that offers Mac Pro rental, MacBook Pro rental, laptop rental plus many others to businesses who needs them for short term usage like exhibiting at trade shows, needing temporary computers for short term projects, and even to equip offices after a disaster. I wish they have the same here.

One of the ways to increase your link popularity or PR is by submitting to web directories. If you submit your site to a free web directory, you can end up on page 10 or 20 of the result. So, we cannot be stingy if we want our website to be known. Especially if you are selling products and services via the web. Getting your website listed in the web directory is a must. So, don’t hold back to that cash in your hand. Spend it by submitting to strong paid directories like Alive Directory which can be found at http://www.alivedirectory.com. Paid is definitely much better.

Alive Directory is a powerful human edited web directory that lists quality, family-friendly, and spam-free web sites. The web sites are organized via a comprehensive category structure. Featured and standard listing options are available for submitters. Alive Directory offers strong backlinks for listed web sites and is under constant promotion and development.

Before you submit to Alive Directory, listings are sorted by PR but Featured listings are shown above all regular listings, regardless of the regular listings’ PR. If you have low PR, you just got to spend a little bit extra for the Featured listings.

I noticed that most van owner will surely fix their van with van rack. It is very convenient especially if you are an electrician or repairman where you have to carry long ladder. One of my friends who loves canoeing find that van racks is very convenient to transport his canoe from his house to the river. If you are looking for one, BuyAutoTruckAccessories.com guaranteed offering the lowest price with free shipping on order over $100.

I had one day experience as a telemarketer before. I was on a job hunt after graduating from the local university and I chance upon this job on the newspaper. Sounds interesting. So I gave it a try rather than waste my time waiting for offer letter from other companies that I sent my application letter. The moment I step in the office, I was given a list of companies to call! Well, I did not get even one lead on that day and my jaw was so tired of talking. I quit. I don’t like talking so much!

If you are looking for Telemarketing Lists Broker, be sure to contact Martin Worldwide. Martin Worldwide is one of the largest and most successful mailing list providers in the US, offering customized mailing lists, telemarketing lists and fax lists to small business and Fortune 1000 clients. Martin Worldwide possesses a database of over 290 million consumers and 14 million U.S. businesses and is one of the only major list providers to guarantee its data integrity in writing.

I am seriously thinking about becoming a SAHM soon. But I don’t plan to shake leg only at home. Gonna make money online thru blogging and also start my own online business. What am I going to sell? I have till end of this year to think about it. Meantime, I found this great shopping cart software from Ashop Commerce. It’s award winning features allows merchant to set up an online store capable of competing with the webs most powerful sites for a simple, low monthly fee.

Their shopping carts are 100% Search Engine Optimised (SEO) thus it gives merchant the best possible platform and advice to reach the top of search engines. This software also provide built in SSL protection (checkout security) so your customer can pay without worrying that their credit card number will be stolen.

I am tempted to start one today as they are offering 10 days free trial and a special deal for customers signing up to their 24 month contract plan. A completely FREE of charge custom online store design. Like that I don’t have to crack my head on design my store. I hope there will still be offers like this by end of this year.

The company that I am currently working at is very calculative and always try to find ways to reduce cost. One of the ways is by limiting our phone access. We can’t dial out to personal numbers. All our phones are with code to customers and suppliers numbers only. If they have branches, I am sure they will use the VoIP Small Business Phone Systems. With VoIP Small Business Phone Systems, small businesses with office branches scattered across the country can share the same phone system on the same private list of extensions across all branch offices equally. With Xpander Communications, costs are drastically reduced due to unlimited free service & support as well as improved long distance and international calling plans. I am sure soon this company is going to use VoIP phone systems.

Many people have a negative view of lawyers due to bad reports in the media. Yet at the same time, many young people want to be lawyers, also due to the glamor portrayed in the media. My husband was a lawyer and I can say that lawyers are human too. Some lawyers take their career seriously, which usually makes them one of the better lawyers in town. I was told that there are lawyers that should not have been lawyers in the first place.

Well, if you are looking for one lawyer to represent your case or your company, check out Simmons Jannace & Stagg. Reading each of the Member “qualifications” and experience is enough to tell you that they are able to represent you. One thing is that they have vast experience in representing various types of cases, be in personal cases or representing big companies. This legal firm is representing big companies listed in Fortune 500 like General Motors Acceptance Corporation., J.P. Morgan Chase & Co., Kmart Holding Corp., Washington Mutual Bank FA, Bank of America Corp., and Coca-Cola Enterprises Inc. You can definitely be assured of excellent service and reliability from Simmons Jannace & Stagg

Here’s good news to any small business or those who wants to start an online business. I am sure you need your website to come with an Online form such as email form or contact form in case your potential customer has some question to put to you. I myself always use the contact form to contact the seller before deciding to purchase from them or to get more information on the item that I am interested in.

You can get help from Forms4Free.com. With their free HTML Form Wizard, even an inexperienced web designer can create a HTML form. Recently, they decided to also provide the formmail file for $19.95. The formmail file is a processing file that gets uploaded to the website, and it processes the HTML form and emails, to the webmaster, the answers from the form. Making your website look more professional.

Every month, one of my job responsibilities is to provide sales report to Managing Director. I need to compile the sales data by customers and by products. This is sometimes a very taxing job is you have a very high sales that runs across many products types. While surfing I discover that there is actually a reporting software for management reports. All this while I thought they are only for finance report. With PROPHIX reporting I can easily understand the key drivers behind revenues, whether it be a product or a sales region. If you are interested too, you can obtain more info at Profix.com.

Before starting any business, we have to do market research to find out whether the goods or services we are going to offer is what the consumers in the community wants. For instance, internet cafe. Before we choose the location to put up the cafe, we survey the surrounding area. Whether there is any other internet cafe around, who is our potential customers, it is there any other attraction there that can bring more people to that area etc. However hubby did this all by himself.

You can actually hire a company to do market research for you. Like Synovate, they are market researchers. Their job is to learn what people like, and why they like the things they like. That knowledge helps product designers and manufacturers give people what they want.

For those who are new in the cyber world, you might be wondering “What the heck is SEO?” It is Search Engine Optimization. This is especially important for those who do business online and has a website to let the world know about it. You may want your website to be displayed in the top rank of popular search engine like Google and Yahoo. This is where a SEO Company comes into picture. A SEO company specializes in optimizing web sites for organic search engine rankings. It has the studies, experience and creativity to fashion a web site in the human, natural way that search engines are looking for.